Micro Brewery Financing Company

Financing Growth in the Craft Beer Industry

How Microbreweries Are Using Invoice Factoring to Meet Demand

With the rise of craft beer culture, microbreweries are booming—and so is the need for smart, flexible financing. Many small brewers dream of getting their product into local bars and restaurants, and some of today’s biggest beer brands started out just like that: small, passionate, and full of potential.

We all know growth takes time. But when your product hits the mark, success can come fast—and with it, the pressure to scale. That’s why more microbreweries are turning to alternative financing solutions like invoice factoring to keep up with demand.

The Challenge: Scaling Without Cash Flow Gaps

Running a brewery isn’t cheap. Whether you’re selling by the case, the keg, or both, every order comes with real operating costs:

More ingredients
More staff
Bigger facilities
Higher delivery expenses

In a perfect world, you’d get paid the moment your beer hits the tap. But in reality, customers often take 30, 60, or even 90 days to pay. That delay can choke your ability to grow. So how do you keep brewing, hiring, and delivering when your cash is tied up in unpaid invoices?

That’s where we come in.

Get Paid Within 24 Hours—No Banks, No Waiting

Invoice factoring is a fast, flexible way to turn your receivables into working capital. Here’s how it works:

You deliver your product and invoice your customer
You send us the invoice
We verify it and advance up to 90% of the invoice value—within 24 hours
We hold the remaining 10% in reserve
Once your customer pays us, we release the reserve minus a small factoring fee

Example:
You invoice $100. We advance $85 of the invoice face amount. We hold $15 in your reserve account.
Your customer pays within 30 days. We return $12.50 from the reserve.
You receive $97.50 in total. Our factoring fee? Just $2.50

No credit checks. No long approval timelines. No waiting for slow-paying customers.