Immediate Cash
Turn unpaid invoices into fast, reliable cash flow so your business can cover expenses and keep operations moving.
Invoice Factoring Company Built to Improve Cash Flow
Convert Your Open Invoices into Immediate Cash
You no longer have to wait 30, 60, or 90 days to get paid. Alliance One can turn outstanding invoices into cash. Sell your receivables today and unlock immediate working capital - without taking on a loan or adding new debt.
631-435-1000Owner-operated · New York based · Direct lenders
Over 30,000Satisfied Customers!
24-HourFunding
OnboardAs Fast As 3 Days
We AreDirect Lenders
50+years of experience in the financial marketsAbout Alliance One
Your Local, Experienced Invoice Factoring Team
Alliance One is an owner-operated, New York based invoice factoring company. We have over 50 years of experience in the financial markets. We specialize in factoring to small and mid-sized businesses. Invoice Factoring has been around for over 100 years, it’s a time-honored industry that focuses on increasing business working capital. As business owners, we know running a business isn’t always easy. Let us worry about keeping your business capitalized.
- Enjoy a positive cash flow.
- Experience faster growth and development.
- Positively impact the communities in which they work.
- Gap the time from the day you invoice your customers to the time they pay.
- Obtain true financial freedom.
Turn Unpaid Invoices Into Working Capital
Waiting 30, 45 or 60 days for customers to pay can make it difficult to meet payroll, purchase inventory, pay suppliers and take advantage of new business opportunities.
Alliance One provides invoice factoring for B2B companies that need access to working capital without waiting for outstanding customer invoices to be paid. By converting eligible accounts receivable into cash sooner, businesses can maintain more consistent cash flow and focus on growth.
- Meet Payroll —Access working capital while customers remain within their normal payment terms.
- Pay Suppliers & Vendors —Keep important business expenses current without waiting for outstanding invoices.
- Take On New Business —Help fund the payroll, materials or inventory required for larger orders and contracts.
- Manage Net-30 to Net-60 Terms —Offer customers competitive payment terms without putting as much pressure on your own cash flow.
Benefits with usMaximize Your Cash Flow
Maximize Your Cash Flow
with Confidence
No New Debt
Invoice factoring provides working capital without loans, interest, or long-term debt obligations on your balance sheet.
Fast & Easy
Simple approval, quick funding, and minimal paperwork make invoice factoring an efficient cash flow solution.
Tailored Support
Flexible factoring programs designed around your industry, customers, and cash flow needs, not a one-size-fits-all approach.
We strive to lead the way in the business.
Know All FeaturesWhy choose usApply Now
Your Trusted Partner in Cash Flow Solutions
About Us
Alliance One is a trusted invoice factoring company dedicated to helping businesses maintain consistent cash flow. We specialize in converting unpaid invoices into immediate working capital so companies can operate without disruption. Our team focuses on fast funding, transparent terms, and relationship-driven service. By eliminating long payment cycles, we help businesses grow with confidence and financial stability.
- Fast Funding
- Transparency
- Relationship-Driven
- Cash Flow Stability
Our Mission
Our mission is to empower businesses with reliable access to working capital through straightforward invoice factoring solutions. We aim to remove cash flow barriers by providing fast, dependable funding without creating additional debt. Every solution is built around trust, clarity, and long-term partnership.
- Cash Flow Empowerment
- Trust-Based Partnerships
Our Vision
Our vision is to be a leading invoice factoring partner for businesses seeking financial flexibility and control. We strive to simplify funding, eliminate uncertainty, and support sustainable growth across industries. Through innovation, personalized service, and ethical practices, we aim to redefine how businesses access working capital. Our goal is to help clients focus on growth while we handle cash flow challenges.
- Financial Flexibility
- Simplicity
- Innovation
- Ethical Practices
- Sustainable Growth
Alliance OneBest Business
Consulting Awards
Consulting Awards
Areas we serve
We Help Companies Like Yours Grow
How it worksMaximize Your Cash Flow
Maximize Your Cash Flow
with Confidence
Submit Your Invoices
Send us your unpaid invoices and basic customer details. Our process is simple, secure, and designed to minimize paperwork.
Get Approved Fast
We review your invoices quickly and focus on your customers’ credit, not your business’s debt or credit history.
Receive Funding
Once approved, you receive fast funding, often as soon as the next business day, improving cash flow immediately.
Testimonials
See How We Transform Cash Flow
“As a mother and a small business owner, I already have my hands full. Alliance provides services that fulfill most of my account receivable needs. Their professional, courteous staff acts as an extension of my business. This gives me the competitive edge when bidding on jobs with local government agencies and big business.”
Leslie Alexander TestimonialCourier Service
See All TestimonialsOur blogs & news
News & Announcements: Key Developments at Alliance One
7 Benefits Of Invoice Factoring For Small Business Owners
Running a small business requires constant coordination across clients, expenses, and day-to-day operations. One of the most common setbacks? Waiting…
Read 7 Benefits Of Invoice Factoring For Small Business Owners
A Look Back at 2020 Business Growth in America
It is the time of year when you begin to look back on all the growth that you have endured…
Read A Look Back at 2020 Business Growth in America
7 Reasons Why Factoring Might Be Right For You
We know there are other financing options out there but before you decide which option is best for you, you…
Read 7 Reasons Why Factoring Might Be Right For YouFrequently asked questions
We Help Companies Like Yours Grow
Below are answers to some of the most common questions businesses have about invoice factoring and cash flow solutions. If you don’t see your question here, our team is always available to provide clarity and guidance.
Contact Alliance OneFactoring approval is typically based more on the creditworthiness of your customers and the quality of your accounts receivable than on your personal credit. To qualify, your business generally needs to provide products or services to other businesses and have eligible invoices owed by creditworthy customers.
New and established businesses may qualify for factoring, and you do not necessarily need several years of operating history. Existing liens, tax obligations, customer concentration and other factors may affect eligibility, so each business is evaluated individually.
If you’re unsure whether your business qualifies, Alliance One can review your situation and help determine whether invoice factoring is a good fit.
They both have advantages to some degree. Brokers usually deal with multiple lenders, some factoring lenders do not fund in the construction industry and others may not factor in the medical industry. A broker will know where to send your file to have the best chance of getting an approval. This will save you time and aggravation. The downside to brokers is… they are commission-based, so you will typically pay a little higher rate than you would if you went to a direct lender. If your business is in new construction, health care, insurance or another industry that is considered to be high risk, you might be better off working with a broker.
Alliance One factors for a wide range of industries. It is important to know that invoice factoring is business to business. If your company invoices other businesses for products and services, you will most likely be able to factor with us. To see a list of typical industries we service please click here. Alliance One does not factor for freight brokers, the medical industry (if you are billing insurance companies), and new construction projects.