B2B Factoring Company

Invoice Factoring: A Smart Solution for B2B and B2G Companies

Fast Funding for Businesses That Invoice Other Businesses

Invoice factoring is designed for companies that sell products or services to other businesses (B2B) ). If your customers are individuals, factoring isn’t an option. But if you’re invoicing corporations, distributors, or public sector clients, Alliance One can help you unlock immediate cash flow.

What Is B2B Factoring—and How Does It Work?

Business-to-Business Factoring is a financial transaction where a company sells its accounts receivable (invoices) to a factoring firm at a discount. This allows you to access working capital without waiting 30, 60, or even 90 days for customer payments.

Here’s how it works with Alliance One:

• You invoice your customer
• We verify the invoice and advance up to 90% of its face value—typically within 24 hours
• We hold the remaining 10% in a reserve account
• Once your customer pays us, we release the reserve minus our factoring fee

Is B2B Factoring Right for Your Company?

Some businesses offer early payment discounts (e.g., 2% for payment within 10 days), hoping to accelerate cash flow. But most customers won’t bite—because they’re managing their own cash constraints.

That’s why factoring is a more reliable solution. You focus on growing your business and increasing sales. We focus on delivering the working capital you need to do it.

Why Choose Factoring Over Traditional Financing?

• No debt. No loans. We purchase your receivables—no repayment schedules, no interest.
• Fast access to cash. Get funded within 24 hours of invoice verification.
• Flexible growth. Use capital to expand operations, meet payroll, buy equipment, or offer longer credit terms.
• Customer confidence. Feel secure taking on larger orders, knowing you’ll be paid—even if your customer takes 90 days.

 In today’s competitive market, cash flow is king. Factoring gives you the liquidity to grow without compromise. 

HOW INVOICE FACTORING WORKS