Invoice Factoring

What is invoice factoring? Invoice Factoring is the sale of your accounts receivable or an single invoice. When you sell an invoice, the factoring company will give you the lion share of the cash up-front, normally within 24 hours of a verification.  The factoring company typically advances you 80% – 90% of the invoice face-value withinContinue reading “Invoice Factoring Vs Bank Line of Credit”

Every business owner knows that cash flow is a must, and with it, you can purchase raw materials and inventory, all while paying your overhead expenses and keeping up with payroll. Without cash flow, you may find yourself unable to fill orders or meet the needs of the business.  This is where invoice factoring andContinue reading “The Difference Between Invoice Factoring and Merchant Cash Advance”

Alliance One talks to business owners every day. Oftentimes, we listen to them complain about slow payments, unpredictable or seasonal issues, among many other things. To put it simply, business owners need our help to make it through the harder months. The global pandemic has brought about a longer period of harder months for manyContinue reading “Tips to Get Your Invoices Paid Faster”

If you are one of the many businesses that have lost funding due to the COVID-19 pandemic, we are so sorry. Secondly, there is a way to move onward and upward, even amidst the chaos. Losing funding is the worst-case scenario for any business at any time, and the ongoing crisis has shaken up bankingContinue reading “What To Do When You Lose Funding During a Pandemic”

DO I QUALIFY FOR INVOICE FACTORING? Are you interested in learning more about invoice factoring?  Did you know that Invoice factoring has been around for well over 100 years?  In the USA, tens of billions of dollars in invoices are sold to factoring companies annually.  Invoice factoring is commonly known as invoice financing, whatever youContinue reading “Who Qualifies for Invoice Factoring?”

How to manage your business in a recession? Managing a business during a recession can be challenging, but with the right strategies and proactive measures, you can increase your chances of survival and even find opportunities for growth. Here are some tips to help you manage your business if and when the next recession arrives.Continue reading “Managing your business in the upcoming recession”

Factoring / Invoice Financing 101 Invoice Financing is a financial tool that assists business owners to improve their cash flow.  You cannot decide if this tool is right for you, unless you understand how it works, how it benefits you, what it costs are and what the timeframe will be from the time you completeContinue reading “Invoice Factoring – 101”

The Cost to Borrow Money in Today’s Market What would your interest rate be today, if you were to borrow money for your business?  Rates have not been this high since the 1970’s.  If you are a well-qualified borrower, the lowest rates start at 8%.  If you are not a well-qualified borrower, rates are asContinue reading “The Cost to Borrow Money in Today’s Market”

What is a payment discount? Companies have been offering their customers a discount if they were to make their payments in 15-day net terms.  This is a great way to expedite payments to improve your accounts receivable process. Have you ever offered a 2% discount to your customers for 15-day net terms? These discounts shouldContinue reading “Do you offer early payment discounts to your customers?”

America’s Credit Rating was Downgraded Again – August 2023 Are you like most people out there, wondering what the heck is going on is America.  Is the sky falling?  Is America dying? Are we full steam ahead for a recession or even a depression?  Do you have a game plan if/when this happens?  Have youContinue reading “America’s Credit Rating was Downgraded Again – What does this mean for your business?”