Invoice Factoring in 49 States
Alliance One provides invoice factoring to eligible businesses in 49 states, excluding California, and separately in the District of Columbia. Explore the guides below to understand the receivables and business questions relevant to your location.
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Factoring and your business location
What invoice factoring does
Invoice factoring lets a business sell its outstanding invoices to a factor and receive an advance instead of waiting 30, 60 or 90 days for customers to pay. It is a cash-flow tool based on the creditworthiness of your customers, not a traditional loan.
Working with a direct factor
Alliance One is a direct invoice factoring company, not an independent factoring broker. Learn more about invoice factoring, see how it works, or browse the industries we serve.
Find your state on the map
Select a highlighted state to open its guide. Smaller Northeast states are also available through the labeled controls beside the map, and every state is listed alphabetically below.
Hover over or select a state to view its guide
- Served (49 states, links to guides)
- California: Not Served
Eligible states
Alphabetical directory of 49 state guides
Choose your state for a guide to its business context, relevant invoice-review questions and practical examples. All 49 guides are available below; geographic coverage does not replace review of your business, customers and invoices.
- Alabama invoice factoring guide
- Alaska invoice factoring guide
- Arizona invoice factoring guide
- Arkansas invoice factoring guide
- Colorado invoice factoring guide
- Connecticut invoice factoring guide
- Delaware invoice factoring guide
- Florida invoice factoring guide
- Georgia invoice factoring guide
- Hawaii invoice factoring guide
- Idaho invoice factoring guide
- Illinois invoice factoring guide
- Indiana invoice factoring guide
- Iowa invoice factoring guide
- Kansas invoice factoring guide
- Kentucky invoice factoring guide
- Louisiana invoice factoring guide
- Maine invoice factoring guide
- Maryland invoice factoring guide
- Massachusetts invoice factoring guide
- Michigan invoice factoring guide
- Minnesota invoice factoring guide
- Mississippi invoice factoring guide
- Missouri invoice factoring guide
- Montana invoice factoring guide
- Nebraska invoice factoring guide
- Nevada invoice factoring guide
- New Hampshire invoice factoring guide
- New Jersey invoice factoring guide
- New Mexico invoice factoring guide
- New York invoice factoring guide
- North Carolina invoice factoring guide
- North Dakota invoice factoring guide
- Ohio invoice factoring guide
- Oklahoma invoice factoring guide
- Oregon invoice factoring guide
- Pennsylvania invoice factoring guide
- Rhode Island invoice factoring guide
- South Carolina invoice factoring guide
- South Dakota invoice factoring guide
- Tennessee invoice factoring guide
- Texas invoice factoring guide
- Utah invoice factoring guide
- Vermont invoice factoring guide
- Virginia invoice factoring guide
- Washington invoice factoring guide
- West Virginia invoice factoring guide
- Wisconsin invoice factoring guide
- Wyoming invoice factoring guide
Other locations
Businesses in Washington, D.C. are eligible separately. D.C. is not counted among the 49 states.
Thank you for your interest in Alliance One. Unfortunately, we do not currently provide invoice factoring services to businesses located in California.
Questions about geographic eligibility
Which location determines geographic eligibility?
Provide the applicant business’s operating location in the application. A state of incorporation or a customer’s location is not a substitute for that business-location answer. All 49 listed states are eligible service locations, with Washington, D.C. eligible separately; every business and invoice still needs review.
What if my customer is in California?
The exclusion applies to the applicant’s business location. Having a California customer does not by itself disqualify an otherwise eligible business. Customer and invoice eligibility are evaluated separately.
Do I need an Alliance One office in my state?
No local branch is claimed or required by this directory. Alliance One is based in New York. Use the existing application to provide your business location and discuss your invoices directly with the company.
Ready to review your invoices?
Tell us about your business and customers. We will confirm eligibility for your state and explain next steps.