B2B Factoring Company

Fast Funding for Businesses That Invoice Other Businesses. Invoice factoring is designed for companies that sell products or services to other businesses (B2B). If your customers are individuals, factoring isn’t an option. But if you’re invoicing corporations, distributors, or public sector clients, Alliance One can help you unlock immediate cash flow.

What Is B2B Factoring and How Does it Work?

  • You invoice your customer
  • We verify the invoice
  • We advance up to 90% of it's value
  • We hold the remaining 10% in a reserve account
  • Once your customer pays us, we release the reserve minus our factoring fee

Business-to-Business Factoring is a financial transaction where a company sells its accounts receivable (invoices) to a factoring firm at a discount. This allows you to access working capital without waiting 30, 60, or even 90 days for customer payments.

Is B2B Factoring Right for Your Company?

Some businesses offer early payment discounts (e.g., 2% for payment within 10 days), hoping to accelerate cash flow. But most customers won’t bite—because they’re managing their own cash constraints.

That’s why factoring is a more reliable solution. You focus on growing your business and increasing sales. We focus on delivering the working capital you need to do it.

Why Choose Factoring Over Traditional Financing?

  • No debt. No loans. We purchase your receivables—no repayment schedules, no interest.

  • Fast access to cash. Get funded within 24 hours of invoice verification.

  • Flexible growth. Use capital to expand operations, meet payroll, buy equipment, or offer longer credit terms.

  • Customer confidence. Feel secure taking on larger orders, knowing you’ll be paid—even if your customer takes 90 days.

HOW IT WORKS

How Invoice Financing Works

Complete Your Application

Fill out a short application with basic business and customer information. The process is straightforward and designed to move quickly.

Send the Invoices You Wish to Factor

Submit the unpaid invoices you want to factor along with any required documentation. We focus on your customers’ creditworthiness, not your business’s debt.

Get Approved & Get Funded

Once approved, funding is issued fast, often within one business day. You gain immediate access to working capital to support operations and growth.
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Testimonials

See How We Transform Cash Flow

As a small business owner, I would often have to turn away business because it would deplete my resources to do the job. Now that I am using Alliance One LLC as my factoring company, I am able to take on larger jobs and offer the credit terms that big companies demand. I have nearly doubled my business in the past year with the help of Alliance One.

Joe S. / Commercial Printer
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frequently Asked Questions

We Help Companies Like Yours Grow

Below are answers to common questions about qualifying for invoice factoring, choosing between a broker or direct lender, and the types of businesses we work with. This section is designed to help you understand whether factoring is the right fit for your company and how Alliance One supports your growth.

GET STARTED TODAY!

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