Construction Factoring Company

Alliance One LLC understands the cash flow challenges construction companies face at every stage of a project. From purchasing materials to paying subcontractors and labor, expenses often occur long before invoices are paid. With payment terms commonly stretching 30, 60, or even 90 days, maintaining positive working capital can be difficult. Many construction companies turn to invoice factoring to stabilize cash flow and keep projects moving without taking on new debt.

Factoring for Construction Companies

Invoice factoring provides construction companies with fast access to working capital by converting unpaid invoices into immediate cash. Instead of waiting on customer or project payments, approved invoices are verified and funded quickly. This allows construction businesses to stay current on payroll, materials, and operating expenses while continuing to take on new projects.

Advantages of Invoice Factoring for Construction Companies

  • Flexible funding on single or multiple invoices

  • Short-term factoring agreements tailored to your business

  • Accounts receivable financing often costs less than traditional lending

  • Funding typically issued within 24 hours of invoice verification

  • Invoice insurance included at no additional cost

  • Dedicated account executive for personalized service

  • No requirement to factor all customer invoices

  • Minimal funding requirements within a 60-day cycle

Accounts Receivable Financing - Construction Companies

Construction companies frequently experience cash flow strain due to delayed payments, retainage, and project-based billing cycles. Invoice factoring helps bridge the gap between invoicing and payment, giving you the flexibility to cover payroll, purchase materials, and manage ongoing expenses. With fast funding and predictable cash flow, construction factoring allows your business to grow without the stress of waiting to get paid.

HOW IT WORKS

How Invoice Financing Works

Complete Your Application

Fill out a short application with basic business and customer information. The process is straightforward and designed to move quickly.

Send the Invoices You Wish to Factor

Submit the unpaid invoices you want to factor along with any required documentation. We focus on your customers’ creditworthiness, not your business’s debt.

Get Approved & Get Funded

Once approved, funding is issued fast, often within one business day. You gain immediate access to working capital to support operations and growth.
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Testimonials

See How We Transform Cash Flow

As a small business owner, I would often have to turn away business because it would deplete my resources to do the job. Now that I am using Alliance One LLC as my factoring company, I am able to take on larger jobs and offer the credit terms that big companies demand. I have nearly doubled my business in the past year with the help of Alliance One.

Joe S. / Commercial Printer
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Our Blogs & News

News & Announcements: Key
Developments at Alliance One

NEWS January. 20, 2026

7 Reasons Why Factoring Might Be Right For You

We know there are other financing options out there but before you decide which option is best for you, you…

NEWS January. 20, 2026

A Look Back at 2020 Business Growth in America

It is the time of year when you begin to look back on all the growth that you have endured…

NEWS January. 20, 2026

A Quick Guide To Invoice Financing For Businesses

Invoice financing offers a practical solution for businesses that need access to cash before their clients settle outstanding invoices. Instead…

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Frequently Asked Questions

We Help Companies Like Yours Grow

Below are answers to common questions about qualifying for invoice factoring, choosing between a broker or direct lender, and the types of businesses we work with. This section is designed to help you understand whether factoring is the right fit for your company and how Alliance One supports your growth.

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