Invoice Financing

Sell your aging invoices today for immediate cash tomorrow
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Invoice Financing


Invoice Financing

We know running a business isn't always easy. Daily life is complicated enough without having to worry about the account receivables for your company. We strive to make things easy for you and your company; you focus on your business, we'll tend to your financial needs, by getting you the money you need, when you need it. Account receivable financing has been around for over a hundred years, it's a faster, less expensive, more efficient and a simplistic method of gaining positive working capital, opposed to a traditional bank loan.   

Is invoice factoring right for your company?


Invoice Financing

We specialize in Invoice Financing, when a company sells its account receivables (i.e. your invoices) to a factoring company, this results in immediate cash. Most companies provide a product or a service, and then set the net terms on when the invoice is due to be paid (normally 30 or 60 days).  Although 30 or 60 days might be a customary and standard term, it doesn't mean that you have to wait 30 or 60 days to get paid on these invoices. If you have aging invoices and you need positive cash flow to pay your expenses, you can sell these invoices to an invoice financing company.  Invoice Financing gaps the time from day you invoice, to the time you get paid.  If your customers paid their invoices, the same day they received them, then invoice factoring would not exist. We purchase your aging invoices at a discounted rate and fund you, normally within 24 hours.    

Alliance One LLC has the flexibility to tailor fit a program that meets your businesses growing needs. In many cases we can fund up to 90% of the invoice face amount within 24 hours. We hold back a 10% reserve until that invoice is paid. Once the invoice is paid, we release the reserve money back to you. The reserves get wired back to you on the 15th and the 30th of every month, or it is released if you have a funding, at any point in that month. A simple example on how the process works...  You sell an invoice for $100 from your client (ABC Company), we purchase that invoice from you and advance you up to $90.00 within 24 hours, after we complete the verifcaiton process.  We hold $10.00 in a reserve account until we receive the payment from ABC Company.  Once we receive the payment, we release the reserve money back to you, less our discount fee.  If your rate is 1% for 30 days, this means you receive $99.00 in total for every $100.00 in invoices your sell.  If your discount rate is 2%, you get $98.00 on every $100.00 you sell us in aging invoices.   

Many factoring companies want to take control of your invoicing, billing and funding process. Alliance One LLC, feels you should run your business the way you want to, we just fund you the money that you need to solve your working capital, to assist you with the grow your business.  Does your company suffer from cash flow issues?  Do your customers pay you in 30, 60 or even in 90 days?  Would you benefit from having access to your money within 24 hours?  If so, invoice financing might be right for you.
 


Invoice Financing is NOT a Loan

Invoice Financing

Is an alternate way to obtain financing, it provides billions of dollars to industries across the globe. When a business factors its invoices, it is selling it's aging invoice for immediate cash. Selling invoices is not borrowing money from a bank nor are you opening a new credit line.  You are selling your aging invoices at a discounted rate.  If you sell an invoice today, we verify that the products have been delivered or that the services have been rendered, with your customer, then we fund you the money within 24 hour of the verification of that invoice.

Let's face it, in a perfect world you would get paid on the same day that you delivered your products or rendered your services, but this is not a reality. In today's market, its common for businesses to wait 30, 60 or 90 days to collect on it's account receivables, it's not easy to sit back and wait, while your bills stack up or worry about how you are going to meet your weekly payroll.  When you use an Invoice Factoring Company to purchase your account receivables, you've made a commitment to strengthen you business, to eliminate the guessing on when you think you will be paid on your aging invoices.  Invoice financing gives you the positive cash flow that every business needs.  Stop waiting to get paid on your aging invoices.  When you factor your invoices, you are always one day away from being funded.  

Alliance One will purchase your invoices today and fund you on them in 24 hours.  Not sure if you will benefit from financing your invoices? Read, what some of our customers have to say - testimonials 

Invoice Financing

Eliminate Stress with Invoice Financing

Would it make your life stress free, if you had a company that would purchase your invoices today and pay you tomorrow? Would your company operate more efficiently, if you had immediate access to your aging invoices?  If you said yes to this question; I would like to welcome you to Alliance One LLC. Please take a moment to complete our easy, one page, non biding pre-application. By doing this, it will enable our company to get you a proper invoice factoring proposal, you can also click on the quick quote page, and one of our account representatives will get right back to you.
Using and Account Receivable Financing Company, allows you to meet payroll demands, purchase more inventory, take on new clients, it allows you to offer longer credit terms, pay your monthly expenses and most of all, it give you piece of mind, knowing that your company will always be plush with cash.  You are also making the commitment to bring your business to the next level, by being competitive in your market. Every Business needs working capital; some of the largest companies in America use invoice factoring for their financial needs as it is less expensive than traditional financing.

Common Industries that use Invoice Factoring

Advertising Agencies Janitorial Services Suppliers
Consulting Companies Maintenance Companies Staffing Agencies
Distributors Manufacturers Website Industries
Freight & Trucking Packaging Companies Wholesalers
Importers Service Industry Other B2B Industries
Contact us Today - For a Free Quote

It would be great if we could call you, to explain how invoice financing works, since we can't do this, we need you to take the first step, by contacting us. We have many ways for you to obtain the information you are looking for, you can navigate through our website for information, you can send us an email, start a Chat Session or just give us a call toll free by calling 800-622-6658. One of our professional and friendly representatives would be happy to assist you. If you want to stay current on the future of the Invoice Factoring Industry, please join our mailing list or sign-up for our FREE newsletter.
 

Some Reasons to use an Invoice Factoring Company are...

Ease of Paying your Staff Pay yourself
Capital to Pay your Suppliers If you have issues with your Credit
If your are Looking to Grow your Business If your Business is Newly Established
Ease of Paying your Monthly Expenses If your are looking to Hire more people

 

Invoice Financing - Credit Insurance

Factoring companies assume financial responsibility of advancing funds (against aging invoices) to small to mid-sized businesses, typically in a growing pattern, who sell to larger creditworthy organizations.


Factoring companies provide to their clients, information on the creditworthiness of their prospective customers.  Alliance One, secures insurance for each invoice that is purchased, at no additional cost to our clients.  The insurance company will do a background check on the debtors (your clients), so see if they are credit worthy.  If the client is credit worthy, the insurance company will determine a dollar amount of insurance that they will issue on a monthly basis. Based on this dollar amount, the factoring company will have to determine how much they are willing to purchase in monthly invoices from that client.  If the insurance company affixes $20,000 per month for a particular client, then the factoring company would normally not purchase more than this amount in aging invoices on a monthly basis. 

We are a non-recourse factoring company, which means... If a client does to pay an invoice that we already advanced you the funds on, we do not attempt to collect this debt from you.  Credit insurance protects and covers Alliance One from insolvent debtors, not from fraud.  This is why the verification process is a crucial step that we take to ensure that the invoices that we purchase, have been received and accepted by the client.  Once the verification has been completed, then we advance the money for each invoice.

 

Are there Potential Risks Associated with Invoice Factoring?

  • It’s an ugly term but external fraud is the biggest risk factor when factoring.  If a company submits fake invoices for services or products not rendered or delivered, or when it sells pre-invoices for services that were not completed or products that have not been delivered.
  • IRS Liens associated with payroll taxes, can make a company insolvent
  • UCC (Uniform Commercial Code) which securitize the factoring company to the customer’s assets. 
  • Legal disputes over service contracts

Some Benefits of using a Factoring Company

Invoice Factoring Sell your Invoices Today - Get Paid Tomorrow Invoice Factoring Company
Invoice Financing We're a National Factoring Company
Account Receivable Financing No Invoices too Small or Too Large
Freight Factoring Friendly and Personal Account Representative
Truck Factoring Start Rates as Low as 1%
AR Factoring Startup Companies and Well Established Companies

 

Invoice Financing

Take Advantage of our LOW Introduction
Rate of 1%

Factoring an Invoice for $100 at 1% you gives you $99.00

Invoice Factoring

VERIFIED Seal

 

Is Invoice Factoring Right for your Business???

  • If you are Ready For Financial Freedom
  • If you TIRED of waiting 30, 60 or even 90 Days to get PAID
  • If you never want to be concerned about having enough money to make payroll
  • If you want to GROW your Business
  • If you want to Sleep at night without Worried about how you are going to pay your bills
  • If you want to get paid today

If any of these issues, sound like you, then you need to APPLY TODAY

Financial Freedom is knocking at your door. Do you want peace of mind or continued heartache?

 

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